Scholarship Deadline September 1st

Don't miss out on the deadline for the $10,000 scholarship from scholarships 4 moms. There is nothing to buy and all you have to do is enter to win $10,000. Also, don't forget to check out the tabs (home, past winners, etc) at the top of the page when you get there, as you can find a lot of useful information there.

As you know, there has never been a better time to go back to school. The economy has tanked and more and more people are furthering their education so that they can make a better living. And for those who have been displaced due to the downturn, school will give them the training they need to change careers.

There is a lot of government money out there if you just know where to look, so don't miss your opportunity to get a piece of the pie.

You can apply for government grants and if you qualify either on merit or need, you will be awarded the money. However, if you do not qualify...or maybe do not qualify for as much as you would like or need, then you have to do more digging. Look into the non-profits, small business, churches, and anywhere else you can think of to help you out. After all, this is your dream.

Moms Back in School - Can It Be Done?

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Sometimes the day in and day out life of being a mother, single or married, can leave you physically and emotionally exhausted. So, you may be saying to yourself, "How in world can I go back to school? I don't have any energy as it is." For moms back in school, this can be a tough question to answer.

Numerous mothers have been able to dig down deep within themselves in order to succeed in school. It take discipline and organization. And, you have to get rid of the guilty feelings of not spending enough time with your child. After all, you are doing this for him/her and it will not last forever.

If you are fortunate enough to have a support system, whether it be family, friends, or maybe even other parents in your same situation who could help out, then take them up on their offers of help. Don't be to proud to ask for help either. Most people will do whatever they can to help out, but just be sure to never lie about your whereabouts. If you say you are at school or studying, be sure that you are.

It is very important to keep your eye on the goal and never let go of your dreams. If you stop now, you will look back 10 years from now wishing you had pushed forward and been one of those moms back in school earning more money and enjoying life more.

How to Pay For College

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Face it, going to college is expensive, but if you are in a low-paying or dead in job, can you afford not to return to school?

It is important to understand the different types of student aid that is available, so here is a quick overview of terms:

• Grants/Scholarships. This is the "free money". This money does not have to be paid back and is usually based on need or merit. If you can show a financial need, then you can receive the grant. If you qualify for a scholarship based on merit, then you will be in line to receive that money.


• Work study. Here the school will set you up with a job in which you will be paid just like any other job. You will be given the check, and it is up to you to spend it wisely.


• Loans. Loans is when you are given money that has to be paid back. Usually the student loans carry a lower interest rate than your typical loan and paying them back may not start until after you have graduated. Sometimes you can even ask for an extension if you have some changes in your life such as the birth of a baby.

It is important to know the basics when you are trying to figure out how to pay for college.